Jr. Software Engineer

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Job Summary

As a Junior Software Engineer, you will be involved in developing new features, improving existing systems, and integrating with external platforms. You’ll collaborate with a team of developers, QA, and Product Managers to design and implement features that contribute to a top-notch product. You’ll also work closely with your technical lead to align with the broader Engineering vision and goals.

While you may not have built entire systems from scratch yet, this role is an opportunity to learn from experienced engineers and gain valuable insights into good design practices. You’ll have the chance to understand the challenges of scaling and improving systems while developing your skills and instincts in software design.

You'll be part of a team that works in one of the following areas.

• Customer Communication - how we communicate with our customers & potential customers. I.e. email, sms, snail mail
• Identity - managing customer and potential customer information
• Decisions - Decision systems for bidding on marketing leads and automatically making underwriting decisions.
• Portfolio Management - Systems responsible for managing the life cycle of our lending and banking products such as integrations to external payment processing systems.

What You’ll Work On:

• Develop and maintain Ruby on Rails applications
• Write clean, efficient, and well-documented code
• Collaborate with senior developers, product managers, and designers
• Participate in code reviews and implement feedback
• Assist in troubleshooting and bug fixing
• Learn and apply best practices in software development and financial technology
• Stay updated on Ruby on Rails trends and emerging technologies

Requirements:

• Bachelor's degree in Computer Science, Software Engineering, or related field (or equivalent experience)
• 0-2 years of experience with Ruby on Rails development
• Solid understanding of object-oriented programming concepts
• Familiarity with HTML, CSS, and JavaScript
• Basic knowledge of SQL and relational databases
• Experience with version control systems (preferably Git)
• Strong problem-solving skills and attention to detail
• Excellent communication and teamwork abilities
• Eagerness to learn and grow in a fast-paced environment

Additional Pluses, but Not Requirements:

• Experience with test-driven development (TDD)
• Familiarity with Agile development methodologies
• Basic understanding of RESTful APIs
• Knowledge of financial industry concepts and regulations (a plus)

Benefits:

• Competitive salary and benefits package
• Flexible, remote work
• Fun, fast-paced work environment
• Dynamic start-up culture
• Ability to make an immediate impact in a growth stage company
• Convenient downtown Chicago office located in the heart of the city
• Equal opportunity employer

IMPORTANT NOTICE:

Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.